Terms of Service

1. Acceptance

By accessing charterpulse.io or using any Charter Pulse service, you agree to these Terms of Service. If you do not agree, do not use the platform.

2. Services

Charter Pulse provides charter market intelligence data, vessel-specific occupancy validation reports, and analytical tools for financial professionals. Our reports are research documents — not financial advice, investment recommendations, or legal opinions.

3. Data accuracy and limitations

Charter Pulse data is derived from publicly available sources including charter platform booking calendars and Internet Archive (Wayback Machine) snapshots. We apply industry-standard methodology to maximize accuracy, but we do not guarantee:

• The completeness of historical booking records
• Real-time accuracy of platform data at any given moment
• The accuracy of revenue estimates, which are derived from published list rates

All reports include methodology notes, confidence levels, and source citations. Users are responsible for independently validating data before making financial decisions.

4. Permitted use

You may use Charter Pulse reports for:

• Personal investment due diligence
• Professional financial analysis for your clients
• Internal research and benchmarking
• Credit underwriting and loan assessment (single institution)

You may not:

• Resell, redistribute, or republish report content without written permission
• Use report data to create competing data products
• Scrape or programmatically extract data from charterpulse.io
• Misrepresent Charter Pulse data as your own proprietary research

5. Payment and refunds

Reports are delivered digitally upon payment. Due to the bespoke research nature of each report, refunds are not available after delivery. If a report cannot be completed due to insufficient data availability, you will receive a full refund before delivery.

6. Intellectual property

All Charter Pulse content — including reports, methodology documentation, benchmark data, and site content — is the intellectual property of Charter Pulse. Underlying publicly available data is cited and attributed in accordance with source terms. You receive a licence to use delivered reports for the permitted purposes in Section 4.

7. Limitation of liability

Charter Pulse is not liable for any investment losses, financial decisions, or consequential damages arising from the use of our data or reports. Our total liability for any claim is limited to the amount paid for the specific report in question.

8. Governing law

These terms are governed by the laws of England and Wales. Disputes will be resolved in the courts of England and Wales.

9. Contact

Questions about these terms? Contact us or email legal@charterpulse.io.