MARINE UNDERWRITING

Know How Hard That Boat Is Actually Working.

Charter utilization data for marine underwriters. Validate commercial usage intensity, benchmark against comparable vessels, and price risk with real data.

The problem

  • 01Charter vessels are priced the same as private yachts despite far higher utilization
  • 02Owner-stated charter weeks per year are not independently verifiable
  • 03Operational intensity directly impacts wear, maintenance cycles, and claims probability
  • 04The $39.9B marine insurance market is shifting toward data-driven underwriting

The solution

Charter Pulse provides per-vessel utilization intelligence — how many weeks per year a commercial charter vessel is actively operated — backed by platform data and archived evidence.

  • Annual charter weeks verified from live booking platform data
  • Utilization percentile vs. comparable vessels (type, size, location)
  • Operational intensity classification: low, medium, high, commercial-heavy
  • Historical trend: is utilization increasing or decreasing year over year?
  • Peak season concentration analysis
  • Integration-ready data via API for automated underwriting workflows

What you receive

Every report is delivered as PDF + Excel workbook with full source documentation. Designed for professional review — not consumer-grade summaries.

Request Underwriting Data

Report includes

Annual utilization rate (verified charter weeks)
Utilization percentile ranking
Operational intensity classification
Comparable vessel benchmark
3-year historical trend (where data available)
Platform source URLs with Wayback archive

Frequently asked questions

How does charter occupancy affect marine insurance risk?

Higher utilization means more engine hours, more passenger throughput, more mechanical stress, and higher probability of incident. A vessel doing 30 weeks of charter per year carries fundamentally different risk than the same vessel used 6 weeks for private use — but many policies don't account for this distinction quantitatively.

What data sources does Charter Pulse use?

We scrape live availability calendars from Click&Boat, Boatsetter, Sailo, Nautal, and Macrocruise, then cross-reference with Wayback Machine historical snapshots for audit-trail continuity. Our data represents actual booking platform signals — not self-reported owner figures.

Is API access available for automated underwriting integration?

Yes. We provide a structured JSON API for insurance underwriting integrations. Contact us to discuss enterprise API access and SLA requirements.