MARINE FINANCE

Charter Income Claims, Independently Verified.

Bank-ready validation reports with source URLs, screenshot evidence, and Wayback Machine audit trails. Give your credit committee something they can underwrite.

The problem

  • 01Borrowers provide self-reported charter income — no independent verification standard exists
  • 02Tax returns reflect one year; lenders need multi-year occupancy trends
  • 03Charter management company statements are not third-party — they are self-serving
  • 04No industry tool for validating charter revenue claims until now

The solution

Charter Pulse produces structured, third-party validation reports that meet the evidentiary standard lenders need for charter-income underwriting.

  • Per-vessel occupancy rate sourced from live platform data — not self-reported
  • Historical booking analysis: 12–24 months of booking signals with timestamps
  • Revenue estimate with full pricing methodology and confidence disclosure
  • Comparable market data: is claimed revenue in line with market rates?
  • Wayback Machine audit trail: archived booking calendar screenshots with URLs
  • Excel + PDF format ready for credit committee submission

What you receive

Every report is delivered as PDF + Excel workbook with full source documentation. Designed for professional review — not consumer-grade summaries.

Request a Lender Report

Report includes

Verified occupancy rate with confidence rating
Estimated annual revenue with methodology
12-month booking trend visualization
Market-rate comparison for vessel class and location
Wayback Machine archive timeline
Full source URL index

Frequently asked questions

What do banks require to underwrite a charter boat loan?

Standard underwriting requires proof of income (tax returns, bank statements), vessel valuation (survey), and increasingly, verified occupancy history. Charter Pulse provides the third-party occupancy and revenue validation that tax returns cannot — live platform data with an archived audit trail.

Is a Charter Pulse report admissible as a third-party source?

Yes. Our reports include the full data methodology, confidence levels, source URLs, and Wayback Machine snapshot references. The report clearly discloses what is verified vs. estimated, making it suitable for credit committee review.

Can you validate income for a fleet purchase?

Yes. Fleet validation reports cover multiple vessels simultaneously with aggregate and per-vessel breakdowns. Contact us for fleet pricing.

What markets do you cover?

We cover 40+ charter markets across the Mediterranean (Croatia, Greece, Spain, Italy, France, Turkey), Caribbean (BVI, USVI, Bahamas), Southeast Asia (Thailand, Malaysia), and US coastal markets.